IAM CU Services

The IAM Credit Union offers the following services to its members:

Accounts
Share Draft Savings
Joint Accounts
Christmas Club
Vacation Club
Certificates of Deposit (call for current rates)

Deposits

Deposits may be made by cash (in person), check, money order, periodic payroll direct deposit or periodic bank account direct deposit. Money orders and checks should be made payable to the IAM Credit Union. Please write specific requests for deposits (ex. extra loan payment or to another member’s account) in the memo section or as an included note.

Withdrawals

In person withdrawals ($10.00 fee per check issued after the second check in a month)

All withdrawals not made in person require written consent on withdrawal forms faxed or mailed to the credit union. The necessary withdrawal information maybe written and sent on a sheet of paper in lieu of a withdrawal form.

Withdrawal by mail (regular or certified postage) ($1.00 or $5.21 fee)
ACH Next Day (next day transfer) * ** ($2.50 fee)
Wire transfer (same day transfer)* ($10.00 fee)
Western Union (same day transfer)* ($20.00 fee)

*Electronic transfers are not available on federal holidays whether the credit union is open or closed. **ACH Next Day requests made on Friday will not be available until the following Monday.

Additional Services

New or Used Vehicle Loans* (call for current rates)
Personal (Signature) Loans* (call for current rates)
Share to Share Loans
Holiday Loans* (call for current rates)
Pay by phone for IAM Credit Union loans
Credit Life and/or Credit Disability Insurance for IAM Credit Union loans
Re-loadable Debit Cards ($3.50 fee)
Visa Gift Cards ($2.50fee)
Money Gram Money Orders ($0.60 fee)

*Must be a member of the IAM Credit Union for at least 3 months and with current employer for at least 1 year to be eligible to apply. Must also qualify under other criteria for loan approval. Please call for current rates.